Category: Superannuation

By Casey Shaw, Financial Advisor Picture this… when you were 21 years old your well-meaning but financially inept uncle put $1,000 into an ordinary bank account for you with instructions to leave it there and let the bank’s interest turn it into a fortune. You followed his directions only to discover 34 years later when […]

By Brad Martin, Financial Advisor If 50 really is the new 40, then life has just begun. The kids are gaining independence or may have left home, and the mortgage could be a thing of the past. Bliss. But galloping towards you is… retirement! How is your retirement planning tracking? According to the Association of […]

The Federal Government has made a number of changes to the rules relating to super. These changes were initially announced in the 2016/17 Federal Budget and then amended following public consultation. The legislation giving effect to the changes has passed through Parliament and is now law. Most of the changes will take effect from 1 July 2017. The […]

The revised proposed changes to super have now passed through both houses of parliament and are due to become part of Australian superannuation law. The new laws will generally affect individuals with relatively high super balances, and will change contributions rules and the tax breaks available in super with most taking effect from 1 July […]

The government has made significant changes to several of its plans around super reform. The government has announced changes to three key 2016 Federal Budget proposals—the most significant being that it would not go forward with its proposal to introduce a $500,000 lifetime cap on non-concessional (after-tax) super contributions. In a nutshell the new proposals […]

Find out what it is, how it works and why it matters to you What is diversification in investments? Diversification is a risk strategy that lets you ride the ups and downs of investing. It reduces your exposure to risk, so your investments won’t be as affected by fluctuations in markets. How do you diversify […]

By Casey Shaw*, Financial Advisor One of the common phrases heard when discussing superannuation is the term salary ‘sacrificing’ or salary ‘packaging’. Salary sacrificing, as the name suggests, involves redirecting, or sacrificing, some of your pre-tax income into superannuation. Many people have heard of salary sacrificing, some may even have an understanding of the benefits, […]

By Greg Major*, Director, Blueprint Wealth Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But new research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going […]

By AMP, originally published on 8/4/15 amp.com.au/insights Make sure you know what you can claim and how to boost your super Is it that time of the year already? The end of the financial year is fast approaching and that means getting all your paperwork ready for your 2014-15 tax return. 5 tax deductions you […]

When it comes to accessing your super, it’s important you make the right choice. You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let’s weigh up the alternatives so you can start to consider what may be best for you. […]