Category: Self-Managed Superannuation

How do you close an SMSF?

By David Baruffi, Director Traditionally self-managed super funds were established so that the trustees/members had greater control of their investment strategy and the diversity of investment assets to invest in. Fees were lower and there was pension flexibility. Today, however, the increased obligations of the trustee are making SMSFs less attractive, particularly for older trustees […]

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The rules governing gifts from SMSFs

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By David Baruffi, Financial Advisor There are now almost 600,000 Self-Managed Superannuation Funds (SMSFs) in Australia where the members of the fund are also the trustees. These trustees are responsible for running the fund according to the superannuation rules. If they get it wrong, the consequences can be dire. Each year, SMSFs lose their concessional […]

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Government delivers SMSF friendly 2018-19 Federal Budget

By Greg Major, Financial Advisor An SMSF friendly budget is the good news coming out of the 2018-19 Federal Budget. With SMSF members still working through the wide-reaching and complex superannuation changes which took effect from 1 July 2017, this Federal Budget will provide much needed stability while looking to reduce costs for SMSFs and […]

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Am I too young to manage my superannuation?

By Greg Major, Financial Advisor Self-Managed Super Funds are among the fastest growing superannuation vehicles in Australia and they’re not just for older investors – investment savvy Millennials are catching on. The Australian Taxation Office (ATO) reports that significant numbers of people below the age of 45 are investing through Self-managed Super Funds (SMSFs). The […]

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Property investing and SMSFs – the differences

By Greg Major, Financial Advisor Australians love to invest in property. And what’s not to love? It’s tangible, offers diversification and tax benefits, and can provide you with a good income and strong capital growth. The benefits of investing in property can be amplified when held within super and with changes to borrowing within Self-Managed […]

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Contributions – what the changed concessional and non-concessional caps may mean for you

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By Greg Major, Financial Advisor With many of the changes announced in the 2016 Federal Budget now passed by Parliament, there is an amount of certainty that you can have when approaching your SMSF planning and the contributions you might wish to make to your SMSF. The Government is lowering both the concessional (pre-tax) and […]

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Changes to the assets test for Centrelink aged pensions from 1 January 2017

By Greg Major, Financial Advisor As the end of the year is drawing rapidly to a close it may feel like the changes to the Asset Test for the Aged Pension have just been drawn up, however, these were announced in the 2015 Federal Budget. As a trustee, you may be asking yourself, “what does […]

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Is self managed super worth it?

By Greg Major, Financial Advisor at Blueprint Wealth* Self-managed super funds – or SMSFs as they are commonly referred to – are a growing trend in Australia as more and more Australians want to be in the driver’s seat on the road to investing for retirement. The number of Australians who are opting to set […]

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Thinking about managing your own super?

Here are some things to consider There’s a lot to consider when it comes to managing a self managed super fund (SMSF). Setting up a compliant fund and managing your investments takes time and can give you the freedom to have more control over your future. Of course acting as a trustee of an SMSF […]

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Taking control – is a self-managed super fund right for you?

By David Baruffi, Director, Blueprint Wealth Article originally published in The West Australian ‘Securing Your Future’ special insert on 24/08/2015 Outside the family home, our superannuation is likely to be one of the greatest financial investments we have. We all aim to have a high-quality of life in retirement, which is seeing more Australians turn […]

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