Category: Self-Managed Superannuation

Am I too young for a self-managed super fund (SMSF)?

Some of my friends in their 30s have set up an SMSF. I don’t have a large super balance but want control. Is it worth it? If you’re under 55 and thinking about setting up a self-managed super fund(SMSF) you’re not alone. SMSFs are being established by younger Australians in a shift in the age of […]

Read "Am I too young for a self-managed super fund (SMSF)?"

Know when to get out if the DIY retirement experiment is not for you

By Greg Major*, BA (AsSt) BE (Hons) MBA, GAICD FFIN FAIM, Director, Blueprint Wealth This article was published in The West Australian’s ‘Securing Your Future’ 24-page essential guide to retirement on Monday, August 25, 2014. While many people seem to be marching ahead to open a self-managed super fund (SMSF), we have been seeing a […]

Read "Know when to get out if the DIY retirement experiment is not for you"

Important changes for employers contributing to SMSFs from 1 July 2014

Do you employ 20 or more employees or are you an employee of a business with 20 or more employees and have an SMSF? If so then read on. Changes from 1 July 2014 From 1 July this year it will be compulsory for employers with 20 or more employees (large employers) to pay contributions […]

Read "Important changes for employers contributing to SMSFs from 1 July 2014"

SMSF Investment Strategy – Fund Manager Selection

What is Fund Manager Selection? Fund Manager and Fund Selection is the process by which Blueprint Wealth extensively reviews available data on different managed funds and their managers and makes recommendations to our investors. Key Considerations There are several facets to this approach which make it more than just an exercise in comparing historical returns.  After deciding […]

Read "SMSF Investment Strategy – Fund Manager Selection"

Running a Self Managed Super Fund (SMSF) – Hint: It’s More Than Just Fees

There is always a lot of discussion about how much money you need to start a Self Managed Super Fund (SMSF). The decision all too often seems to centre around the one-dimensional aspect of fees. The answer, though, is not so straight forward. Starting an SMSF to save fees is akin to starting a restaurant […]

Read "Running a Self Managed Super Fund (SMSF) – Hint: It’s More Than Just Fees"

SMSF Investment Strategy – Asset Allocation

What is asset allocation? Asset allocation is the process by which you decide what proportion of your portfolio is invested in each specific asset class, including equities, fixed interest, property, cash and alternative investments.  Research has shown that the asset allocation decision is the most important factor when it comes to explaining long-term performance of an […]

Read "SMSF Investment Strategy – Asset Allocation"

Why consider an SMSF?

The Australian Prudential Regulation Authority (APRA) released its Quarterly Superannuation Performance report on 22 August 2013. The report, which can be found here, reports the total invested in Australian Superannuation assets now totals $1.62 trillion. As of June 2013, APRA reported that self-managed superannuation funds accounted for largest proportion of total superannuation assets (31.3%), followed by […]

Read "Why consider an SMSF?"

SMSF Loans: What Do Lenders Require?

Assuming you already understand the limitations and legalities around borrowing to buy an asset inside your SMSF, it is important to understand what lenders are looking for when you apply for an SMSF Loan. This understanding can speed up the loan approval process and ensure you don’t get caught short just before settlement. In this article we […]

Read "SMSF Loans: What Do Lenders Require?"

Self-Managed Super Fund Administration – get it right!

By David Baruffi, Financial Advisor Self-Managed Super Funds are usually established so members can take more control of investing their superannuation monies.  However, establishing an SMSF to gain control of investing your super brings the responsibility of administering the fund. Investing the money and administering the SMSF are two completely separate tasks and need two […]

Read "Self-Managed Super Fund Administration – get it right!"

Contact Our Financial Advisory Team

  • Your privacy is important to Blueprint Wealth and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on (08) 9423 0300 or contacting AMP on 1300 157 173. Information collected will be subject to AMP's Privacy Policy. You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.