Category: Insurances

By Dee Chan, Financial Advisor Personal risk management is a critical foundation stone of any financial plan. The key personal insurances are: Life insurance. This pays a lump sum benefit when you die. Total and permanent disability insurance (TPD). A lump sum is paid if you meet the policy definition of being totally and permanently […]

By Casey Shaw, Financial Advisor One of the joys in life is that we don’t know what will happen next. Most of us have positive expectations but sometimes life doesn’t follow our lead and we’re dealt a blow. It’s how we manage each experience – or how we’ve planned ahead – that will make it […]

By Casey Shaw, Financial Advisor Paul Taylor was a fit and active 45-year old who drowned while swimming in surf on a family holiday. Witnessing this tragic event unfold from the beach were Paul’s wife, Sue, their 15-year-old daughter Sophie and 12-year-old son Zac. Relatives and friends were a great support during the following days, […]

By Greg Major, Financial Advisor I was skiing on new snow, light but not deep, excited to be out finally after a few days of poor conditions. Warming up on a relatively gentle run, on piste and not the steep forested back-country hazards that you almost expect to bring you down. Then without warning, literally […]

By Ebony Van Hamburg, Paraplanner What an astonishing figure. With odds like this it is almost a necessity in life now to consider what would happen if someone in your family was diagnosed with cancer. Hopefully you are diagnosed early enough so it is treatable and you can return to your normal, everyday life, but […]

By Ebony Van Hamburg*, Associate Financial Planner, Blueprint Wealth I just took out over $1 million of life insurance. You are probably thinking that seems like a lot of insurance cover to take out at my age, right? I took out insurance for the reason of future insurability. Currently I am 26 years of age, […]

Like many Australians you may be wondering if your cover can adapt to your needs.   If you let your insurance lapse, you risk being unable to make a claim when you may really need to. Take a look at our claims statistics below and you’ll see that, more often than not, it’s our older […]

By Greg Major*, BA (AsSt) BE (Hons) MBA, GAICD FFIN FAIM, Director, Blueprint Wealth Working hours for Australians are getting longer, and they’re less likely to be confined to the traditional nine-to-five working day. In fact, our average working hours are longer than those put in by workers in many European countries – placing added […]

By David Baruffi, DipFP B.Ec MTax, CERTIFIED FINANCIAL PLANNER™ Director, Blueprint Wealth In my experience, people diagnosed with cancer immediately start to stress about their financial position, particularly how they will continue to pay their mortgage or rent. Here are some tips on what you should do if you are diagnosed with cancer or any […]