2016/17 Federal Budget – changes to GESB super

January 10th, 2017

The Federal Government has made a number of changes to the rules relating to super. These changes were initially announced in the 2016/17 Federal Budget and then amended following public consultation. The legislation giving effect to the changes has passed through Parliament and is now law.

Most of the changes will take effect from 1 July 2017. The changes will apply to members of each of the Gold State Super, West State Super, GESB Super, Retirement Income and WA State Pension Schemes.

An overview of the changes is available here. After each summary you will find links to both Government and GESB fact sheets which provide further background information.

If you have any questions or would like to review the impact of the above changes, please contact us to book an appointment.

Blueprint Planning Pty Ltd (ABN 78 097 264 554), trading as Blueprint Wealth, is an authorised representative and credit representative of AMP Financial Planning, Australian Financial Services Licensee and Australian Credit Licensee.

This article contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider you financial situation and needs before making any decisions based on this information. If you decide to purchase or vary a financial product, your financial adviser, Blueprint Planning Pty Ltd and other companies within the AMP Group may receive fees and other benefits. The fees will be a dollar amount and/or a percentage of either the premium you pay or the value of your investment. Please contact us on (08) 9423 0300 if you would like more information.

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Your privacy is important to Blueprint Wealth and AMP Financial Planning Pty Limited, which is part of AMP. You may request access to your personal information at any time by calling us on (08) 9423 0300 or contacting AMP on 1300 157 173. Information collected will be subject to AMP's Privacy Policy. You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.
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Blueprint Wealth

4.7

Based on 63 reviews

Blueprint Wealth

4.7

review us on See all reviews

cheech twentyone

1709016953

I have been a client of Dee’s for the last few years and in that time I have seen my share portfolio increase in value overtime, she has offered advice and shown knowledge in the field she works in. I’ve had hours of financial discussions with her over the years, she is always cheerful and bubbly and seems to take pride in her work and has a great relationship with her clients. I would recommend even just coming in for a chat with her to see what she can do for you..

Dave Atticus

1708238129

If you consider yourself semi-financially literate then these guys wont tell you anything you dont already know. Their advice boiled down to move all of your super, shares and cash into AMP products.For anyone who doesnt know AMP has a long habit of over charging and under performing. They also have a history of charging their customers for no service performed, or continuing to charge fees on deceased customer accounts.My advice is find a decent accountant and do some reading of your own

Graham Walters

1705300965

I have known Dee for nearly 4 years now and I have found very helpful in every interactions. She is able to guide me in my long term planning goals and able to explain things in a simple and clear manner. I would highly recommend having a chat with her.

Tanya T

1700643644

Busy lives, shifting priorities and endless Ta-Dah lists don't particularly lend themselves to seeking financial advice. It's so easy to let things slide. But by May 2021, I had run out of excuses to postpone my initial client meeting at BluePrint Wealth with Dee Chan. Dee had even scheduled me for a late appointment on a Friday afternoon to accommodate my working hours; I mean, who does that? Sure, one could think hard sell but in this instance, nothing could be further from the truth.Dee is genuine; she empathises, listens intently and responds with sincerity. Her open mindedness and determination to see my life through my eyes are admirable but it is her tenacity and sound decision-making, all which come from a place of care that set Dee Chan far apart from others.Five stars. No reservation.Dee accompanies you on your life journey, and she is absolutely top of her field.

Kitty Norma

1700047403

Tessa is an absolute treasure! Nearly two years ago my world turned upside down with a life changing diagnosis. During this uncertain and frightening time I was fortunate enough to be referred to the team at Blueprint Wealth.I live in a remote regional town of Western Australia and felt completely isolated and confused.From the initial phone call with Tessa, I felt reassured and less anxious, comfortable and safe discussing the difficult scenarios that lay ahead.Blueprint Wealth, especially Tessa and Dee have made this journey smooth and did what they could to achieve a positive outcome.I'm truly forever grateful and don't know where I would be without them. Thank you so much Tessa

adys

1699447858

Worst financial decisions we’ve made was with Blueprint. We have lost a lot of money

allan sanger

1696925986

I have known Dee for nearly 5 years now. She has been very helpful during my transition to retirement and implementing strategies to help me through this. She helps me immensely around Centrelink which can be a nightmare to manage yourself. If you are looking for tailored personal advice, she is your person.

Paul Easton (imagery_by_paul_easton)

1692309491

Jason and the team have looked after me with friendly, personalised and professional service for years. Jason takes care in how to best look after your interests.

Brett Cogdon

1692248367

My wife and I met with Brad and were completely happy with our particular outcome. Brad was able to advise us of everything we needed to do to ensure our retirement was going to plan, he answered all my questions and was extremely professional and polite and very easy to talk to.Very happy with the outcomeHighly recommend

Amy Ferguson

1692002071

Dee is a breath of fresh air and I'm so grateful to have found a female financial planner that shares similar values that I can confidently recommend to my clients. She is warm, friendly and easy to build a relationship with. It's evident she genuinely cares for her clients and has a real passion for her work.No review would be complete without mentioning the lovely Loretta who welcomes everyone coming through the doors of Blueprint Wealth with a smile and amazing coffee!

Christine Keneally

1691281121

I would highly recommend Dee Chan and the team from Blueprint Wealth to anyoneDee has worked with us to understand our needs with open and honest friendly communication we have formed a strong relationship with Dee she is passionate about building our financial future and goals together with efficiently and effectively implementing our strategiesHer vast financial knowledge and passion for the industry and achieving our goals is outstandingChris and Wayne

Lady Meme

1690960474

My Husband and I have been with Blueprint wealth since 2007 and have Dee Chan as our advisor , she has gotten to knows us so well and understands financial needs we would highly recommend this company everyone is always friendly and happy to assist . Thanks for all your assistants and help over the years Dee .Anna-Maree & Mick

Sebastian Lang

1681875059

We had an initial meeting with an advisor. We asked several questions but only received generic answers that didn’t really address our questions. When we raised that concern at the end of the meeting we were told that without a firm timeframe in mind no advice can be given. We walked away with no gained knowledge or insights but $330 less. Will not recommend

jacy britton

1679541461

This company was highly informative and left us feeling more equipped to handle our financial pressure. Would recommend Brad to anyone who is looking to make smarter choices with their money and educate themselves on the best ways to set up for their future!

Kylie Richardson

1675760092

Dee Chan is amazing !!, professional, knowledgeable and extremely personable.We are eternally grateful for all of the help and advice she has given, Dee has always gone above and beyond to make sure our finances are secure.The advice and direction has helped improve our financial standing.Thank you 🙏

Benny D

1674654091

Char Millar

1671097480

I would like to thank Dee and her team for their guidance in what has been a difficult year for me. They were always very clear with their answers and always willing to help at anytime. Without their assistance with my financial affairs, I would have been even more overwhelmed with dealing with it on my ownThank you so much Dee and Tessa, your time and empathetic understanding I am so appreciative and very grateful to have had the pleasure of your assistance.All the best for 2023 and years to come.

John Charsley

1669688272

Dee Chan has been looking after me for the last 10years.She has been fantastic in keeping my super afloat in these turbulent times and has prevented me from making some terrible financial decisions.Looking forward to another 10. Thanks Dee!

Debbie Marriott

1669093273

I contacted Blueprint Wealth, as I already had the idea that I wanted to retire, but wasn't sure if it could be achieved.Dee Chan from Blueprint Wealth was my advisor and she was so helpful and had all the answers to my questions. I left her office with a great sense of relief that I would be able to achieve what I had hoped, which was to proceed to retirement.Dee's knowledge and wonderful attitude helped put me at ease straight away and I would gladly recommend her to anyone looking for a financial advisor. Thank you Dee for making my visit so enjoyable and stress-free.

Rhonda Sarti

1651032220

Retirement can be such a daunting financial process for anyone. Having the right person to help you through this process is essential.I feel so lucky to have Dee Chan from Blueprint Wealth as my advisor. I came away from my first meeting with Dee, knowing that I had made the right choice with the person I would deal with and that I had a much better idea of what my financial future looked like. Apart from her immense knowledge she is just the nicest person to work with. So 100%+, I would recommend Dee to anyone looking for financial guidanceRhonda Sarti

Gillian Moffat

1650711312

As someone who would regard themselves as not financially literate at all, I reach out to Blueprint Wealth for some guidance around my super and what I should be doing with it. About a week later I got a call from a lovely, kind, patient and understanding guy by the name a Jason, who was really picking up what I was putting down, and give me some very conservative and useful advice. I really appreciated thee time and didn't just feel like"another client or number" he really took his time with me and explained thing well. Thanks again Jason.

Simon Egan

1646729334

J & C Hetherington

1634285298

They were very professional and helpful in our dealings .

Tony Cunningham

1611228316

chrislisa02

1601866344

From the Financial planning team handling our Superannuation and insurances to the Mortgage Broker team making sure we are receiving the best deal and the front of office reception team it has always been a pleasure to deal with Blueprint Wealth

jade pratt

1596627329

Janice Kristensen

1596152713

AMP. Say no more!

Frank Low

1590482035

We have been dealing with BP Wealth for approximately 8 years and are still very happy and pleased with the services during all this time. It is great to be dealing with Dee who is highly professional and knowledgeable in her competence financial background providing, guiding, helping and advising us to suit our financial needs and necessity. Also not forgetting her integrity and reliability had made us developed a trust in her, especially dealing with anything financial. We will have no hesitation in recommending anyone who is looking for a trusted financial adviser. Thank you, Dee.

Fergus Gibney

1588647473

Honesty and Integrity' are the first things that you feel. Then the sound advice during a meeting gives you confidence you are on the same page with your goals. I look forward to our meetings, very professional with an easy quality..

LED Arcade

1586925474

I have dealt with Jason Laming now for a few years, his professionalism and expertise in his field really shines through. Our finances are on track to be a future success.Thank You from David Fletcher.

Ashley Doodkorte

1585707063

Very professional, high level of communication, always on top of things... even when I'm not. Jason is a fantastic advisor; knowledgeable, helpful, and very personable. Would certainly recommend!

Dennis Whyatt

1580800509

Dee explains everything in simple terms we understand. She is honest and straight forward when questioned. We feel she is trustworthy. Always friendly and happy to take our calls if you we have an issue.

Paul Thompson

1580707757

We have been dealing with Blueprint Wealth for many years and are extremely happy with their overall service. Dee Chan has been individually and personally looking after us for the last 6 years having been 'in the background' prior to that. We have always found her to be professional, amiable and easy to deal with. We trust her implicitly and do not hesitate in highly recommending her services.

Lachlain Wylie

1578468165

Jarryd was a lot of help and gave me some really useful advice on how to invest my money. They're definitely being fair and welcoming to you and doing their best to keep you as a long term customer. I wasn't even charged for the visit! Very happy

Jill Burgess

1574413456

Dee Chan has been my financial adviser for a number of years. She is pleasant, outgoing and very efficient. I have been more than pleased with the results. As well as her extensive knowledge of the finance industry, she is willing to go the extra mile and it is very satisfactory to have an adviser who is more a friend than a service provider.

ET Du Plessis

1562294694

Great professional service, advice and support from Jarryd Thraves at Blueprint Wealth. Was a pleasure dealing with him and thanks so much for the patience to talk us through the stuff we struggled to understand. Will definitely recommend his services to anyone interested in gaining more knowledge regarding super and investments. All the best and trust 2019/2020 financial year will keep on booming for a while !!!

Selby Lane

1560080399

We have been clients of Blueprint for almost 10 years now and greatly appreciate the financial advice and support from Daniel, Kate and all the team at Blueprint.

Gemma Rule

1556023404

My husband and I have been seeing Greg Major and his team for many years now and couldn't speak more highly of them. They've helped us greatly in many areas as we navigate through our financial growth and planning. We always feel looked after and in safe hands with the team at Blueprint Wealth.

Celeste M

1554860749

Excellent service and very professional. Had the pleasure to talk with Jarryd Thraves and we were very happy with how easily he explain things to us and also the way he addressed and answered all our questions. Thank you very much Jarryd, we really appreciate all your support. We highly recommend him and all the team at BP Wealth.

Murray Henderson

1554855995

I first came across BluePoint planning when David Powell was there, back in 1994. David did the right thing with me and pointed me in the right direction. About 2007 I met Brad Martin, who took over from Dave when he left. Brad had set up several financial plans for me, and when I had to retire for health reasons in 2012, one of the plans put in by Brad came into effect. I have known Brad for many years, and his family. I highly recommend Brad, and when ever some one aske me for financial advice, I mention Brad at Blueprint Wealth.Brad is easy to talk to and is Very professional.

Paul Watts

1552990817

Dee Chan took on my superannuation for me. I had no idea about the financial stuff, Dee explained it all in layman's terms and helped me a great deal. Always cheerful and very easy to talk to and very professional to.Thanks for all your help Dee.RegardPaul

Susan Connolly

1551615089

We have been long term clients of David Baruffi and Dee Chan, and have found them to be very professional and outstanding in their field of finance. Their advice has always been tailored to suits our needs, and given in simple terms that we could understand. We would not hesitate to recommend their service .

Les Cook

1551325611

Have been looking after me for several years now. Extremely satisfied

Joe Vela

1551005484

Both my wife and I have had the pleasure of having Greg Major and his team at Blueprint Wealth develop a truly comprehensive financial planning strategy that addresses all our goals and needs. Without the expertise of the Blueprint Team we would not be in the position we are in today. We are so impressed with every aspect of their service and look forward to working in partnership with them for many years to come.

Debra Walsh

1548146615

Both Kate Beaumont and Penny Scott have gone out of their way to help me achieve my goal. We are well on our way to doing this with their expert guidance. Can't thank you both enough.

ross moger

1547612883

Jason Laming has assisted me with my financial planning needs for several years now. His attention to detail, breadth of knowledge, and his personable nature have contributed to the excellent service I have received.His ability to explain concepts in layman's terms in an environment where you feel looked after and a priority have been much appreciated.I would strongly recommend Jason and the Blueprint team.

Karen De Lore

1545265784

Thanks Dee for working with us for another year and keeping us focussed. Wishing you, your family and the team at Blueprint all the best for the New Year

Dean & Helena Walsgott

1544686595

Daniel Viola from Blueprint Wealth has faithfully managed our financial planning needs for several years now. What makes Daniel stand out is his innate calmness, and willingness to take the time to explain things on a level that someone from a background other than finance can understand! We are absolutely confident that we are in good hands with Daniel.

Denise Oakman

1544410516

In the last 6 years we have been guided by Dee. With very little understanding of superannuation and financial pitfalls, your guidance and advice have been helpful and thoroughly professional. Thank you Dee, your cheery disposition has been delightful to work with.

Edy Sumantry

1543406579

I came across Blueprint through my employer. Dee is my financial planner and Kate is my broker, together they have helped my wife and I with the structure of our insurances, super and mortgage. I like how it's a one stop shop for all my financial needs.

Blueprint Wealth

4.7

Based on 63 reviews

Blueprint Wealth

4.7

review us on See all reviews

1709016953

1708238129

1705300965

1700643644

1700047403

1699447858

Worst financial decisions we’ve made was with Blueprint. We have lost a lot of money

allan sanger

1696925986

Paul Easton (imagery_by_paul_easton)

1692309491

Jason and the team have looked after me with friendly, personalised and professional service for years. Jason takes care in how to best look after your interests.

1692248367

1692002071

1691281121

1690960474

1681875059

1679541461

1675760092

1674654091

1671097480

1669688272

1669093273

1651032220

1650711312

1646729334

1634285298

They were very professional and helpful in our dealings .

1611228316

1601866344

1596627329

1596152713

AMP. Say no more!

1590482035

1588647473

1586925474

1585707063

Very professional, high level of communication, always on top of things... even when I'm not. Jason is a fantastic advisor; knowledgeable, helpful, and very personable. Would certainly recommend!

1580800509

1580707757

1578468165

1574413456

1562294694

1560080399

We have been clients of Blueprint for almost 10 years now and greatly appreciate the financial advice and support from Daniel, Kate and all the team at Blueprint.

1556023404

1554860749

1554855995

1552990817

1551615089

1551325611

Have been looking after me for several years now. Extremely satisfied

Joe Vela

1551005484

Debra Walsh

1548146615

Both Kate Beaumont and Penny Scott have gone out of their way to help me achieve my goal. We are well on our way to doing this with their expert guidance. Can't thank you both enough.

ross moger

1547612883

Karen De Lore

1545265784

Thanks Dee for working with us for another year and keeping us focussed. Wishing you, your family and the team at Blueprint all the best for the New Year

Dean & Helena Walsgott

1544686595

Denise Oakman

1544410516

Edy Sumantry

1543406579