By David Baruffi, Financial Advisor Falling in love is a magical and wondrous experience, but once the heart flutters have settled a little and two people move towards a more serious relationship, various challenges may need to be addressed. Many of these challenges can be easily resolved when we’re young and carefree, but what happens […]
Read "Falling In Love Later In Life"
Financial Snapshot The following financial snapshot looks at the pullback seen in US shares and the implications going forward. The key points are as follows: The US share market is long overdue a decent correction. This now appears to be unfolding as higher inflation, a slightly more aggressive Fed and higher bond yields are factored […]
Read "Correction time for shares?"
By Greg Major, Financial Advisor Self-Managed Super Funds are among the fastest growing superannuation vehicles in Australia and they’re not just for older investors – investment savvy Millennials are catching on. The Australian Taxation Office (ATO) reports that significant numbers of people below the age of 45 are investing through Self-managed Super Funds (SMSFs). The […]
Read "Am I too young to manage my superannuation?"
By Brad Martin, Financial Advisor If 50 really is the new 40, then life has just begun. The kids are gaining independence or may have left home, and the mortgage could be a thing of the past. Bliss. But galloping towards you is… retirement! How is your retirement planning tracking? According to the Association of […]
Read "Superannuation in your 50s. It’s time to push the pedal down!"
By Jarryd Thraves, Financial Advisor Financial planning is, by its nature, forward-looking. What counts is where you are now and what you do in the coming months and years. That said; there’s good reason to pause and take a look over your shoulder to see how far you’ve come. Why? Because taking stock of what […]
Read "To stay on track, it pays to look back"
By Casey Shaw, Financial Advisor Paul Taylor was a fit and active 45-year old who drowned while swimming in surf on a family holiday. Witnessing this tragic event unfold from the beach were Paul’s wife, Sue, their 15-year-old daughter Sophie and 12-year-old son Zac. Relatives and friends were a great support during the following days, […]
Read "The Importance of Life Insurance For Your Family"
By Casey Shaw, Financial Advisor Another year is over – how was it for you? Did you achieve everything you’d hoped? Are you better or worse off financially than you were this time last year? With a new year in front of you, what can you do to make the most of every moment? We’ve […]
Read "Make this year a financially healthy one"
By Brad Martin, Financial Advisor The title for the oldest Australian rests with Christina Cock who was 114 years, 148 days old when she died in 2002. While there aren’t many people who could claim to reach such a fine age, the 2015 Intergenerational Report tells us that Australians are living longer. This means that […]
Read "Funding a fulfilling future"
2017 – a relatively smooth year By the standards of recent years, 2017 was relatively quiet. Sure there was the usual “worry list” – about Trump, elections in Europe, China as always, North Korea and the perennial property crash in Australia. And there was a mania about bitcoin. still in the “sweet spot” but expect […]
Read "Review of 2017, outlook for 2018"
By Dee Chan. Financial Advisor Thanks to changes to superannuation, Transition to Retirement (TTR) pensions have lost a little of their gloss with earnings on the investments that support the pension being taxed at 15%. This applies from 1 July 2017 to both new and existing pensions. However, that’s about the extent of the bad […]
Read "Transition to Retirement Strategy – down, but not out"
