By David Baruffi, Financial Advisor One of the most pressing concerns in Estate Planning is protecting assets from marital breakdown. However even though the Family Court has the ability to ignore certain sham structures designed to deprive litigants of their rightful claims on assets there are means by which you can offer some protection of […]
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Whether you’re faced with an inheritance, redundancy package or winning lottery ticket, it’s wise to consider your financial situation and future goals. For most of us, a financial windfall isn’t something that comes around very often. And while the extra cash is welcome, money matters may be the last thing on your mind if you’re […]
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The end of the financial year is fast approaching, and many of us will be focusing on tax matters. However, June offers a good opportunity to review your total financial picture, and there is still time to boost your wealth and financial well-being. Six simple steps can make a valuable difference ahead of 30 June. […]
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HOW DO TRANSITION TO RETIREMENT (TTR) INCOME STREAMS WORK? They allow you to withdraw up to 10% of your superannuation savings in the form of a pension without needing to stop work. Even if you’re nearing retirement age you mightn’t be looking to leave the workforce just yet. Maybe you want to save more money, or perhaps […]
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This article was published in The West Australian on 6 June 2017: Six tips for end of tax year By Daniel Viola, Financial Advisor, Blueprint Wealth The end of the financial year is looming. Whilst it is always a good idea to plan ahead, and manage your tax affairs early in the financial year, here […]
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The types of debt we have largely depends on our age and stage in life. For most of us, having debt in some form or another is an inescapable fact of life. And despite its reputation, debt is not necessarily a dirty word. If managed well, it can be a powerful tool to build wealth, […]
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By David Baruffi, Financial Advisor As parents we always want to help our children. However, financially there comes a time when you should stop. While making our kids’ lives easy is hard-wired into us, our efforts to lessen their pain can, in some instances, end up in disaster. Here are a few examples of things […]
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The 2017-18 Budget has much to make it popular. In fact, the goodies make it almost feel like a pre-election rather than a post-election budget. The transformation from the austerity to end “the age of entitlement” of the 2014 budget to the “fairness, security and opportunity” of this Budget has been profound.i Key points – […]
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By David Baruffi, Financial Advisor All parents want to be there when their children need help. Many clients want to retain access to large lump sums just in case their children fall into desperate stakes. This is usually at the cost of low earnings from term deposits. However, my most astute clients protect their children […]
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Bank mortgage rates, home prices and implications for investors The RBA provided no surprises following its April board meeting leaving the official cash rate on hold at 1.5%.The RBA remains more confident regarding global growth, sees Australian economic growth as moderate, regards the labour market as being mixed, sees a gradual rise in underlying inflation […]
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