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Managing the transition of your interest-only loan

Dog lounging on bed in a brightly lit home.

By Katrina Beaumont, Accredited Mortgage Consultant Just over four years ago Sarah bought an investment property. To help pay for it she took out a $400,000, 25-year mortgage that offered interest-only (IO) repayments for the first five years. At an interest rate of 4% per annum those initial repayments amounted to $1,333 per month.[1] The […]

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Retirement – it’s time to get busy!

By David Baruffi, Financial Advisor Many people eagerly anticipate retirement. Others view its approach with trepidation, worried over how they’ll fill their days. Bob retired from work in his early sixties and, deciding he was way too young to retire from life, downsized his suburban home for a country lakeside retreat. He bought a little […]

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Webinar: 10 Essential Tips for First Home-buyers

Blueprint Wealth hosted a free 30-minute webinar on 21 March 2019 where we shared tips, tools and insights to help you make the best choices on your home or property purchase. What was covered? Kate Beaumont covered the First Home Owner Grant (FHOG), ‘surprise’ expenses (and how to plan for that), home loan eligibility, savings […]

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New rules for credit cards: what do they mean for you?

Black rim glasses resting on a book.

By Dee Chan, Financial Advisor The name John Biggins may not sound familiar, but the banking industry has much to thank him for. Mr Biggins, a Brooklyn banker, was the brains behind the very first credit card in 1946. Known as the Charg-It card, it led to Diners Club membership cards and store cards, revolutionising […]

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5 common financial mistakes people make in their 40s

woman at desk with computer

By Dee Chan, Financial Advisor The 40s are, for many people, a critical decade for building wealth. Income is usually on the rise, but so are expenses such as mortgages and school fees. Juggling priorities can be a real challenge, and mistakes made in this stage of life can have a large bearing on the […]

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Australian housing downturn Q&A

australian housing downturn

Key points Australian home prices are likely to fall another 5-10% this year driven by a further 15% or so fall in Sydney & Melbourne. Tight credit, rising supply and falling price expectations are the main negatives. Uncertainty around the impact of possible tax changes is likely also impacting investor demand. The housing downturn will […]

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Retirement – making it the best part of your life!

By David Baruffi, Financial Advisor Many Australians are choosing to retire by the age of 60, or even earlier, ready to do all the things they could only dream about during their working years. However, with improved health services and medical technology the chance of living to 90 years or beyond could be more realistic […]

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2019 Financial Snapshot

2019 – a list of lists regarding the macro investment outlook By Dr Shane Oliver, Head of Investment Strategy and Chief Economist, AMP Capital Introduction 2017 was a great year for well diversified investors – returns were solid (balanced super funds returned around 10%) and volatility was low. So optimism was high going into 2018 […]

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Is it time for a superannuation review?

plant with phone and notebook

By Casey Shaw, Financial Advisor Picture this… when you were 21 years old your well-meaning but financially inept uncle put $1,000 into an ordinary bank account for you with instructions to leave it there and let the bank’s interest turn it into a fortune. You followed his directions only to discover 34 years later when […]

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How much does it cost to raise a child in Australia?

Young family with toddler and baby walking on gravel path.

By Dee Chan, Financial Advisor How much does it cost to raise a child? Obviously the answer is highly dependent on individual circumstances. However, as a guide, a 2013 national study[1] found that a typical middle income family would spend about $812,000 on raising two children from birth to age 24. At that time child-raising costs […]

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